“These ladies want to check their accounts. The 800 number said they could be helped here.” Frank held a door open and we all entered.Frank was a little uncomfortable having all three of us in his office when he talked with Chrissy. I assured him both ladies had the same issues and they wanted me to know what was going on. Both ladies nodded in agreement. He did something on his computer and said, “Wow!”“Wow?” Chrissy asked, “Is something wrong?”“Let’s just put it this way: If you were 21 today you would be worth a little over 143 million dollars. If things go like they have been going, you could be close to 150 million when you reach 21.”“I almost hate to bring this up, but wasn’t I supposed to get $1000 a month starting when I turned 16?”“You did. [he turned the monitor so we could all see it] It went into a saving account at Keystone Business Bank of Pennsylvania.”“Great. Is there somehow a way I could spend some of that money without having to go to Pennsylvania?”“I can have it. The first week of college was a welcome week. Older students showed us around campus, helped us find classes, taught us dorm survival tips, and more. Like most freshman, I lived in a dorm, and most of the other students in the dorm were nice. We quickly discovered that most students don’t live in the dorms. Instead, at our University, the real partiers hung around in fraternities and sororities. They threw the biggest parties and had the most fun, since they had entire houses—mansions, really—and since some had more than 100 members, they had a virtually unlimited budget for alcohol, drugs, and everything in between. So on the first Friday of welcome week, I went party hopping with a few friends I had met at the dorm. They were nice kids but, without sounding arrogant, they weren’t in my league. One of them was a little over weight and a few of them were more or less computer nerds. But, they were all I had, so I went along with it and hit a few parties. I wore my orange freshman.
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