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" I'm sorry to hear that. So what does the state wish to do and how does it impact me?" I asked."Instead of one million each year they now want to pay you half a million each year for twenty years. They have agreed to pay interest on the money they now hold in trust for you," the manager said."What do my finances look like now?" I asked."You have a million which we are untrusted to us to manage. I would just add that it has grown at a rate equal to the rise in the stock market. You also have a liquid account which is managed by the local bank there in New Wales. That is for almost half a million dollars. Then there are the real estate assets. In other words you are in good shape and can easily afford to take the states offer." Why would I want to take it. What's in it for me?" I asked."The state bond rate right now is almost as good as the higher risk accounts you are in. The state bonds are what they propose to do with the with the whole ten million but make them redeemable over. I don’t know an awful lot about it, though.”He smiled at her and said, “Well, I’m Professor Branson so I’m supposed to know something about it. If you have any questions I’ll be happy to try and answer them.”Emily was not one to pass up an opportunity and began asking a number of questions. After the first fifteen minutes he had suggested they go over to the nearby snack bar and get a coke and she had ended up spending the next two hours with him, both learning a lot and also telling him about her own situation. He had then even taken her back to his office and given her some handouts describing what courses she should be taking in high school along with a few other things. She had said she wasn’t sure her school had all the courses and he had looked thoughtful for a few seconds, then asked, “Do you have internet access?”“We have some at home and I can get high speed at school.’“Well, let me recommend a few websites. These have material - even short courses - you can take for free.”.
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